1.They hope you take the money, put it in your
pocket and never get your car repaired. Why? Because if you pocket the money
and don’t get your vehicle repaired you will continue to make your premium
payments as you always have for coverage you are no longer covered for until
the repairs are completed and should something ever happen to the areas they
paid to repair, they are off the hook therefore increasing their bottom line
and decreasing yours !
A restriction for "unrepaired damage" is in effect on your insurance
policy; any future claims will be denied until your hail damage is repaired.
Don't risk it !
2. They intentionally under value the cost of the
repair sometimes by thousands of dollars, again hoping that you take the money
and pocket it. Why ? Because they know that if you take the money and run they
just saved thousands of dollars !
WHAT SHOULD I DO ?
1.Call
and report the claim to the insurance company ASAP.
2.Check to
see if you have rental coverage and how much they pay, don't worry if you don't
we will take care of it at our expense.
3.Make
appointment to have insurance adjuster estimate damage and issue payment to you
and the lien holder giving you control over the repair not the insurance
company.
Don’t worry about the amount of the check, its our job to scrutinize your
vehicle and recover the difference from the insurance company, again they will
write it below what it will cost to repair it and no they won’t pay you the
difference directly because its their way of controlling their bottom line.
4.Call Dent
Ambulance (508) 410 - 1774 and schedule appointment.
WILL A HAIL DAMAGE CLAIM MAKE MY INSURANCE
RATES INCREASE ?
NO!. Insurance companies classify claims into two different general categories:
(1) Collision, and (2) Comprehensive. Hail damage is a comprehensive claim and
is considered an act of God. Acts of God will not raise your insurance rates.
